Norwegian, Princess and Other Cruise Cards
The rest of the cruise card line-up, and how to compare them.
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Beyond Royal Caribbean and Carnival, two more major lines have their own cards today. Here is what each issuer’s page says, checked October 2026.
Norwegian Cruise Line World Mastercard
Issued by Bank of America. Its page lists a wide range of redemptions: stateroom upgrades, travel discounts, onboard credits, last-minute cruises, car rentals, hotel stays, cash and gift cards. That flexibility can suit someone who sails Norwegian sometimes but wants other options for the points.
Princess Rewards Visa
Issued by Barclays and promoted on Princess’s own site. Points are aimed at Princess spending such as onboard credit, with other redemption options described on Barclays’ page.
Celebrity Cruises and Silversea
Both are now part of the Royal ONE cards with Royal Caribbean; see our Royal Caribbean credit card page.
General information, not financial advice. Card names and features were checked on the issuers’ and cruise lines’ own pages in October 2026 and can change at any time. We do not list rates, fees or bonus offers, we do not take applications, and we are not paid by any card issuer. Always compare the current terms on the issuer’s own website before you apply.
Cruise Lines Without a Card
Many cruise lines do not offer a co-branded card. Guests of those lines often use a general travel card whose points can be moved to many travel providers, or a cash-back card, and rely on the line’s own loyalty program for cruise perks.
Not sure whether your favorite line has a card? Check the line’s website, usually under loyalty or offers, or ask our cruise advisors.
Comparing Cruise Cards Side by Side
| Compare | Why it matters |
|---|---|
| Where points can be used | One line, a family of lines, or wider travel |
| Minimum to redeem | A high minimum can leave points stranded |
| Annual fee | Only worth paying if you earn more than it costs |
| Foreign transaction fees | Port purchases abroad may attract them |
| Expiry and account closure | What happens to points if you stop using the card |
Gather these from each issuer’s page, then decide. Want to sell cruises and know these products inside out? Be a Travel Agent.
Norwegian and Princess: Who Each Card Suits
A Norwegian card makes most sense for people who sail Norwegian regularly and like the option of redeeming for other travel or cash as well. A Princess card suits Princess regulars who spend on board and would use onboard credit. As with every cruise card, someone who sails a different line each time is usually better served by a flexible travel or cash-back card.
Before You Apply for Any Cruise Card
Read the full card agreement and the rewards terms on the issuer’s site, not just the summary on a review page. Look in particular for how points are valued when redeemed for cruises, whether there are blackout or booking-channel limits, and how long a statement credit or onboard credit takes to appear. If anything is unclear, call the issuer before applying rather than after.
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